Many people are still uncertain about the meaning and insurance implications of antibiotic resistance. For liability insurance the problem is one of quantum inflation and increased probability of claim. Antibiotic resistance directly means that the severity of problematic food poisoni

Britain is being asked to decide whether or not to be a member of the EU. Dire warnings and visions of heaven for either option are now common fare in conversations and media formats. Warnings and visions are usually vaguely attached to some semi-acceptable assertion, a half-explained

Is there an exposure to asbestos which does not “legally cause” mesothelioma? Evidence from: C Gilham et al. Occup Environ Med (2015);0:1–10. doi:10.1136/oemed-2015-103074 Gilham et al, compared asbestos fibre burdens from the lungs of mesothelioma and lung cancer cases and from these

Evidence from: liability exposure scenarios The Arium software uses official trade data to identify links between generators of risk, and via the product supply chain, the injured party. By adding liability insights, the hazard scenario can be tailored to explore the  most likely rout

This week sees global leaders getting together to talk about investment, market and legal mechanisms that may be applied to the political problem called climate change. It is a complex problem, made more complex by the rhetoric of belief vs.denial and self-interest vs.tribalism. Heate

Insurers are well on the way to making strategic assessments of IT-related exposures. Most have focused on malicious attack but this leaves out half of the events which could give rise to an insurable loss in traditional insurance products. Many of these losses would be correlated. Po

Our website now includes a link to an insurance assessment tool for nano materials. Those materials which have a significant opportunity to cause nano-related harm are identified if they score above the range 80 to 100. The current advice is that insurers be told of such materials and

Evidence from: http://www.epa.gov/oppt/nano/ March 25, 2015 — As part of the Agency’s effort to ensure a more comprehensive understanding of nanoscale materials in commerce, EPA proposed one-time reporting and recordkeeping requirements under TSCA section 8(a). This propos

Evidence from: https://sm.britsafe.org/uncertain-climate-business-risk-resilience Proportionate risk management begins by identifying what you can afford to lose and yet still meet your business objectives. The same is true in the context of climate change. There is no need to get pre

Evidence from: http://www.ilo.org/safework/info/publications/WCMS_301830/lang–en/index.htm Most of the issues for liability insurance are self-evident (employees/colleagues, health care workers, funeral directors, mass transit, vets) and would be expected in EL and public liabil

While the frequency of antibiotic resistance continues to rise, the effect on liability loss mitigation remains unclear. Academic and official interest in antibiotic resistance has been focussed on long term public health risk assessment  but fails to express the problem in terms that

Evidence from: McMunn v. BABCOCK & WILCOX POWER GENERATION GROUP, INC – ordered on the 27th Feb 2014 The claim was that radiation leaks had caused cancer in the community. There was evidence that the plant in question had emitted 3 kg of highly enriched uranium. If so, permi