De minimis – a practical step In a nut shell I propose that the explicit recognition of a two stage test of de minimis may lead to clarity of fact finding in difficult cases such as marginal noise induced hearing loss, and minor neck sprain. Further, by focusing on the first stage tes

Artificial intelligence and liability insurance. After a brief introduction to AI, some of the liability issues are introduced in this brief report. AI simulations Essentially AI systems are structured in the following way. The computer is supplied with digital information, coded with

Does mobile phone radiation cause cancer? Principle findings Following detailed lab experiments, researchers at the US National Toxicity Program (NTP[1]) have published[2] data which provides evidence of a statistically significant association between high exposure to radio frequency

  Managing liability ENIDs using Radar Radar The Radar service provides an expert view of science-based changes to liability insurance exposure and provides quantitative estimates of that exposure. Some examples from the Radar database are appended here: American football and bra

Glyphosate Glyphosate[1] (GP) was introduced into the market in the early 1970s. It is a widely approved and widely used herbicide. If it caused injury during foreseeable use then liability insurance would be involved. Given both professional and amateur usage, the foreseeable uses wo

Mania from cured meat? New research from the USA identifies an association between the consumption of cured meat products and mania. The evidence comes from both human medical cases and from studies of rats. Mania is a component of bipolar disorder and is managed by medication such as

Modelling of emerging liability risks can facilitate product launches, improve insurance policies and improve financial sustainability   Emerging risks have, by definition, always been a challenge for companies and the insurance industry. Being new, there’s relatively little data

Lockton have very kindly posted an article on the problem of liability ENIDs. The article is aimed at insurers but also professional insurance buyers – who are their  primary audience.

The current recipe for profit-making populist sport rests on the observation that the fans identify with the players. Player-fan ‘relationships’ are manufactured and tuned to appeal to the paying public. Its all part of the business of making money from sport-related enter

This study has many high quality characteristics including high participation rates, prospective design, and objective data on TBI and dementia and a several medical confounders. It can be found here: Jesse R Fann et al. Lancet Psychiatry http://dx.doi.org/10.1016/S2215-0366(18)30065-

The judgment may be found here. The Court has decided that symptomless sensitisation is an injury. But there may have been some error. Background IgE sensitisation to platinum salts was detected by a routine skin prick test in five employees. Occupational exposure was the probable cau

Liability ENID modelling has recently been added to our standard Radar service. (ENID = Event not in Data). What it is. For a given ENID scenario, the new modelling creates an annual liability loss distribution curve for a given jurisdiction e.g. UK.  It then apportions the mean loss