Evidence from: http://www.ilo.org/safework/info/publications/WCMS_301830/lang–en/index.htm Most of the issues for liability insurance are self-evident (employees/colleagues, health care workers, funeral directors, mass transit, vets) and would be expected in EL and public liability. However there is some uncertainty regarding transmission of this disease. The patients become contagious once they begin to show symptoms. They are not contagious during the incubation period.  Men who have recovered from the illness can still spread the virus to their partner through their semen for up to 7 weeks after recovery. Anecdote from the affected region suggests that sexual intercourse once initially ill is unlikely, but this doesn’t solve the problem of sexual transmission in those who survive. Sexual activity could affect employees sent into areas where Ebola is prevalent. Explicit advice on sexual contacts while in an affected area could be viewed by the courts as a reasonable expec